Have you ever wondered what happens to your old retirement accounts when you switch jobs? If you’ve lost track of a 401(k) or another retirement plan, you’re not alone. Job changes, mergers,…
Category: Personal Finance
Should You Start Collecting Social Security at 62? Here’s the Math You Need to Know
One of the biggest questions people face as they approach retirement is when to start taking Social Security benefits. The options can be confusing: you can start as early as age 62,…
How the SECURE Act Changed the Rules for Inherited Retirement Account Distributions After 2019
The Setting Every Community Up for Retirement Enhancement (SECURE) Act, passed in December 2019, introduced a wide range of reforms aimed at improving access to retirement savings and updating outdated policies. One…
Why Social Security Is Not Going Broke: Understanding the Realities
Social Security is one of the most critical safety nets in the United States, providing financial support to millions of retirees, disabled individuals, and their families. However, discussions about its future often…
What to Do When Your Social Security Number Is Found on the Dark Web
Discovering that your Social Security number (SSN) has been exposed on the dark web can be alarming. This sensitive information, once in the wrong hands, can be used for identity theft, financial…
A Guide for Teachers: Saving and Investing for K-12 Educators
As educators, saving and investing may feel like the least of your concerns. But knowing how to secure your financial well-being is one of the most important things you’ll ever need in…
The Top 2-Year Degrees and Technical Programs for a High-Paying Career & Work-Life Balance
As the cost of a traditional four-year college continues to rise, college-bound students are rethinking their options. The good news? You don’t need a four-year degree to land a well-paying job. In…
IRS warns taxpayers about false “Self Employment Tax Credit” claims on social media
The IRS has issued a crucial warning to taxpayers, urging them to seek advice from trusted tax professionals rather than relying on potentially misleading information from social media or marketers. This alert…
How to Remove Your Private Data from Websites and Google Searches
If you prefer to keep your digital footprint to a minimum, you’ll find it useful to know that you can control and limit the amount of your private data shared online. Depending…
T-Mobile 2021 Data Breach Settlement: What You Need to Know
Final Approval of the settlement was granted on June 29, 2023. The distribution of Settlement Benefits has not begun for this case. Introduction In the digital age, data breaches have become a…