More than $2.1 trillion sits in forgotten or left-behind 401(k) accounts, according to a September 2024 report from Capitalize and the Center for Retirement Research at Boston College. That’s up from about…
Category: Personal Finance
Summary of Tax Provisions in the One Big Beautiful Bill for the Working Class and Seniors
On July 4, 2025, the One Big Beautiful Bill Act (Public Law 119-21) was signed into law. It introduces several temporary tax deductions effective for tax years 2025 through 2028, aimed at…
Top 2-Year Degrees and Technical Programs for a High-Paying Career & Work-Life Balance
As the cost of a traditional four-year college continues to rise, college-bound students are rethinking their options. The good news? You don’t need a four-year degree to land a well-paying job. In…
The Rising Costs of Protection: How Climate Change is Reshaping Homeowners Insurance in the U.S.
As the latest climate-related crisis unfolds in Los Angeles, The U.S. Department of the Treasury releases most comprehensive data on homeowners insurance in history, along with report detailing higher costs to homeowners…
Unlocking Lost Retirement Benefits: The Secure 2.0 Act’s Upcoming Database Initiative
Have you ever wondered what happens to your old retirement accounts when you switch jobs? If you’ve lost track of a 401(k) or another retirement plan, you’re not alone. Job changes, mergers,…
Should You Start Collecting Social Security at 62? Here’s the Math You Need to Know
One of the biggest questions people face as they approach retirement is when to start taking Social Security benefits. The options can be confusing: you can start as early as age 62,…
How the SECURE Act Changed the Rules for Inherited Retirement Account Distributions After 2019
The Setting Every Community Up for Retirement Enhancement (SECURE) Act, passed in December 2019, introduced a wide range of reforms aimed at improving access to retirement savings and updating outdated policies. One…
Why Social Security Is Not Going Broke: Understanding the Realities
Social Security is one of the most critical safety nets in the United States, providing financial support to millions of retirees, disabled individuals, and their families. However, discussions about its future often…
What to Do When Your Social Security Number Is Found on the Dark Web
Discovering that your Social Security number (SSN) has been exposed on the dark web can be alarming. This sensitive information, once in the wrong hands, can be used for identity theft, financial…
A Guide for Teachers: Saving and Investing for K-12 Educators
As educators, saving and investing may feel like the least of your concerns. But knowing how to secure your financial well-being is one of the most important things you’ll ever need in…